I had my dealer return it to Ruger and they refinished it to where it looked new for only $25. They even included a new box.
I like the 10/22 and there are so many accessories for it that it is pretty much the standard. They can be made to shoot great by experts but as they come are usually just so-so. The little Marlin model 60 is much cheaper and usually a lot more accurate. I do like the Ruger mag system better tho.
A point I forgot to make. The trigger on my 10/22 was particularly awful, but fortunately we have a gunsmith that we trust who has done work for us for 20 plus years, and he did a great job on the trigger and tuned everything else up while he was at it.