This is really simple,if the policies in question specifically state that "flood" (my word) damage isn't covered,then that's it.My understanding is that most,if not all,standard homeowner's policies deny coverage for "flood" (again,my word) damage,just as they do with earthquake damage(unless you pay extra and get a rider).
And,BTW...are you the same "Texas Eagle" who once posted to the Fox News Sunday board and was once on Rush's show?
Whoa. Flashback. Now I know how Jason Bourne felt. Yes. Did you use to post there also?
Not to brag but I've actually talked to Rush on-air 10 times.