Is storm surge considered the same as a flood? whoever on this thread mentioned that the lawyers are gonna have a field day is spot on.
Any water damage is considered flood damage.
Is storm surge considered the same as a flood?
That’s what I’d like to know. Surge is more like a tsunami. Are all the homes and businesses in the gulf on federally designated flood plains?
The definition of flood in both the NFIP Flood policy and the private homeowners policy includes storm surge in the definition of flood. The lawyers don't have a legal leg to stand on. The only thing they will do cause the insurance industry to spend a lot of money on the defense of this frivolous suit, which will ultimately raise insurance rates.