Plus, if a home was severely damaged by the wind before the surge, does the insurance company refuse to pay anything, or will they determine how much the home was damaged before it was submerged? What do they do about a flooded home with the roof blown off? Or, how do they determine what their obligations are on buildings that were partially submerged, yet caught on fire? But if the fire was caused by floods, then what do they do? Lots of gray areas here for the lawyers to dance around in. I have mixed feelings for I trust neither insurance companies nor government.
Yep, lawyers will definitely get some business out of this.