[bigdog]

This is the standard language (maybe not exactly the same in your policy);

Section 1. - LOSSES NOT INSURED

2 c. Water Damage, meaning
(1) flood, surface water, waves , tidal water, tsunami, seiche, overflow of a body of water, or spray from any of these, all whether driven by wind or not;

Also, ANYONE, anywhere can buy flood insurance through NFIP.

Trust me.

[Euphemy]

Bigdog said: Section 1. - LOSSES NOT INSURED

2 c. Water Damage, meaning
(1) flood, surface water, waves , tidal water, tsunami, seiche, overflow of a body of water, or spray from any of these, all whether driven by wind or not;

Well, the "all whether driven by wind or not" statement pretty much takes the wind out of my argument.

Still, in Mississippi, Insurance companies have to pay off the part of the coverage that *was* covered by their policies, so hopefully you guys don't have a problem with that.