[Mini-14]

And I could easily do like some of these guys, just shove these loans down everyone's throat, make a killing, and be jobless in a year.

How could you lose your job from making bad loans? Isn't it true that most or all of the loans get flipped over to Fannie Mae, at which point Fannie Mae assumes all of the risk?

[RockinRight]

Well what I meant really is that if that's the only way you can do business it will eventually dry up as the market changes.

My way gets my referrals flowing which eases (but does not eliminate) problems with market fluctuation.