Yeah, good luck selling that concept amid the stiff winds of home builder/morgtage company/Larry Kudlow propaganda. Once the wife gets a look at that 4,000-square-foot place and imagines it full of Thomasville furniture with the kids playing in the backyard, that no-interest loan is as good as signed. ;)
Dieters are often advised that they have to "redefine their relationship with food". I think Americans similarly need to "redefine their relationship with home ownership" - there are market conditions and personal circumstances under which it is just extraordinarily unwise. "The American Dream" and similar folk wisdom about home ownership derives from the Depression era, and was invented to fit a set of economic circumstances which just aren't applicable today. People are taking immense financial risks to do what they think is the safe thing - standing the concept of personal responsibility on its head.
I keep telling you! It's pronounced "Jen-Jis", with a "J". Stop pronouncing it with a hard "G" or I kill you!
Aaaaarrrrgh!!!