[JeffAtlanta]

Point is you're missing the bigger picture. Flood insurance never built a home or business. Most insurers don't insure homes or businesses in high-risk areas anyway, for obvious reasons.

Then why are people building in high risk areas if they can't get insurance. I can't believe what I'm hearing from a conservative website!

The flood insurance would have covered what they presently owned. It's not a great situation, but that is what people who live in high risk areas go through.

[BigSkyFreeper]

Then why are people building in high risk areas if they can't get insurance.

The Constitution and human nature allow people the freedom of movement in this country.