"I HATE freaking Monday morning quarterbacks! STHU! Admiral, you weren't there and don't have a clue what was going on!"
I'd back Admiral Loy against any one else in DHS. This is the man who was the Commandant of the Coast Guard before Admiral Collins took the position, so he certainly knows something about emergency plans. The Government thinks so too; the current Vice-Commandant's been sent down there to shake up FEMA.
Loy ain't no hack.