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Another point. Do NOT keep your liquid assets in small, local banks. If you do, and there's a disaster, you will not have access to your funds. Keep your liquid assets in major institutions, where record-keeping is maintained in multiple locations. You'll be able to access your funds, no matter the emergency. If you have to bail, make a first priority your banking records. Those MUST travel with you.

In addition, lots of organizations (I may even have gotten this from the feds) recommend you keep at least $500 in cash on hand at home if it's economically feasible for you to do so. That way you can at least get out of town if the ATMs all go dead.

"In addition, lots of organizations (I may even have gotten this from the feds) recommend you keep at least $500 in cash on hand at home if it's economically feasible for you to do so."

Cash on hand is always a good idea. Many years ago, when I was a kid (1950s), I remember that my father, who maybe earned $100 a week as an auto mechanic, always had a $100 bill stashed in the back of his wallet.

I learned from that. $100 in 1950 was a lot of money. I keep 10 of those bills in a place I can grab them in an emergency. So far, they've been in that place for years. I hope I never need them.