have you ever read an economics text book...why dont you google "negative externality" and youll see how foolish you were to make such a post
It's actually supposed to be "externality", as is mostly used in economic-speak; since "negative externality" is a ridiculous phrase, and almost always has to be explained. If I had to guess, I'd say atlanta must be a college student.
In any case, if you're looking to blame someone/thing for another's cost, you might use the phrase, but you'll still have to explain it.