"No, it needs to be reformed and made simpler."
Which is what we have been trying to do for a little over 90 years now. I once heard insanity defined as doing the same thing over and over and expecting different results.
We have made progress in the past ten years. And the tide is moving in the right direction of personal responsibility. A government check each month screams "Mommy State" to me. But that is not my big problem with the plan, I could live with that part.