[RexBeach]

Auto insurance in the Commonwealth of Massachusetts is a racket. It is a stinking morass of politics and greed. Guess who gets screwed? Yup. The voters. Been like that for decades and decades.

[Final Authority]

GEICO is one of the companies that Mitt would like to enter the Massachusetts market to compete with the corrupt and entrenched insurers who are part of the corrupt system that includes doctors, chiropractors, body shops, and lawyers. Over the border in NH auto insurance is voluntary, and half the cost of insurance in MA. Not only that, compliance is higher in NH when accident stats are taken in that there are fewer uninsured drivers in NH. Could it be that it is because it is cheaper?

Lawrence MA was the insurance fraud capital of the USA and was chronicled on either 20-20 or 60 minutes once. For example, when a city driver from Boston decides the car they bought is no longer worth the book value because of dings and dents and the road hazards of driving in such a city, and because they may never have changed the oil, or have burn holes in the seats because of burning dope seeds, they turn the car over to a professional staff that has it stolen for a couple of hundred bucks. It never shows up and the car owner now can collect the book value.

There are of course other scams but when the industry has never had any incentive to investigate them because every year the rates go up and the result is that there is more profit for the industry, not to mention the docs, lawyers and body shops, then why bother with competition? Let corruption reign.