Welcome back.
What's your take on lending money to high risk borrowers? Do you think we will see a reprise of the Savings and Loan scandals?
I don't know that immigrants are high risk or, if so, whether any increased risks are offset by increased collateral, fees, interest rates, etc...
In any event that's a matter for the banks' stockholders to decide as long as the banks are operating within the parameters of federal/state regulations and FDIC rules.
I certainly don't have as dog in that fight.