Thank you for the links. I read them through and it would seem these are all about fact finding and proposals and general feel good programs. There is no legislation in place (unless I missed something) and nothing along the lines of the gloom and doom scenarios laid out is likely to occur unless the Congress is complicit.
Perhaps you believe it will all come to pass and you may be right if we don't stay on the backs of the elected officials. Personally I tend to take a more optimistic view of any outcome to these proposals.