Years ago a friend and his (pregnant) wife were broadsided in an intersection by a man who ran a red light, totalling their car. The man driving the other car had NO legs (or insurance) and was using a stick for brake and gas. The man without legs sued my friend for a replacement car...and won.
The judge told him and his insurance representative there with him that because they (the insurance company and my friend) were more capable that THEY should provide him with a replacement car....
Geez what state/county did that happen?