I'm happy with the number and type of risks I take. Once in awhile I even ~gasp~ let the dog ride in the front with me.
You, on the other hand, seem a little tense. Your hostility toward me for mentioning the physics involved seems a little misplaced.
I wear my seatbelt every time as it is sometimes the only thing keeping me in my seat during high speed maneuvers. Let those too stupid to do so Darwin themselves out...