Long term assistance ONLY for disabled and elderly.
I even disagree with that. That is what the church is for. People will only rise to the level you expect them to rise.
And what level do you expect the elderly can rise to? A second career at age 80? Especially as many elderly are physically no longer capable of working? Ok, let's not give them any help and let them figure out how to rise (I'm talking about the poor elderly here, not the rich).