Yes, in a flat bottomed John boat on the Tombigbee River while cat fishing. Did you like the (liberal) well being? The Captain is overall responsible for the safety and welfare of the passengers on his boat.
It is called safety managment. Good to hear from again. NSNR
And if someone is determined to jump over the side, the Captain is somehow supposed to stop them, right? I guess you are unfamiliar with personal responsibility.