I think it is more of an issue with insurance companies who got sold on the idea --- most of their claims come from the idiot-types that do not wear their seatbelts.
I am convinced that --- if wearing a seatbelt --- airbags are useless ---- or worse, dangerous.
It is a situation where --- as per usual --- the government hurts the sensible person who wears a seatbelt in order to protect the morons of the world.
Chasing this botton 10% of society at the cost of the top 90% --- in schools, in work, in whatever.
Alas, that bottom 10% of morons are reliable Dimocrat voters.
I think there are probably more Republicans than Democrats who do not wear their seat belts going be the threads I see here on the subject.