Or, even worse, if your were making $50K a year in San Francisco and were still essentially homeless (can't afford to rent or buy). Read an article about that a while back. At least the homeless guy can sit around all day and drink Mad Dog.
I read one about a gut in that situation who just rode the rails (BART) at night and showered at the Y. Rootless people should migrate south. I have so many loser relatives in the NYC area who whine about the cost of everything. MOVE already.