[Not A Snowbird]

and the insurance companies will be looking for any minute reason not to pay off.

It they can even get insurance. This area was hit with a landslide before.

[theDentist]

True enough. One hing about insurance companies, for the most part they will sell inssurance for anything, provided they can realize a profit in some fashion, whether it be the event never happens, or if it does, that a portion of the small print doesn't have every i dotted, t crossed, giving them a legal "out".

[Uncle Hal]

I believe your normal garden variety home owners insurance policy does not cover landslides.