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We are all happy for your mama. What you seem to be missing somehow is this ain't about your mama. It is about the YOUNGER kids. Your mama grew up and paid into a system that "expected" her to die at age 70, and not to have "medicare" as a part of the SS retirement package. Therefore, she is taking out MORE than was budgeted for her to put in. This pattern is continuing to accelerate.

Down here in the lower age brackets, we want to see your mama get everything promised to her, whether it was promised wisely or not. However, that is not the same as requiring younger folks to throw money into a politicians pocket so he can buy votes with that money and replace it with an IOU. Privately controlled accounts would force reductions in spending. Keeping the current system just means that while your mama gets everything promised, the generations after her get screwed. I would think your mama would not want that. Mine would not.

I am working on explaining that to her. If we get the word "stocks" out of it she is more comfortable. When I remind her that my husband died before ever being able to collect his, then she understands better. Anyway, please understand and I am all for it. I am probably the same age as your mama. 55. So, I will vote for whichever next president will go along with changing social security so you younger folks can invest your money if President Bush does not get it passed during his term in office.