[peacebaby]

"It's up to us to call the doctor's offices and hospitals on these unnecessary tests and charges.

Easy to say when one knows they are unnecessary. A little harder call to make when it comes to tumors, eh?"

Yes, you are speaking about the unknown, and I am using a scenario of known facts.

Another scenario: Let's say I go in for arthroscopic surgery knowing that I will be given a knee brace and crutches, why don't I decline those, thereby reducing the medical burden to my health insurer, and use the knee brace and crutches that are already in my closet, given to me from the initial injury?

If we are going to be diligent in participating in our health maintenance plan, being directly involved in the decrease of health costs/expenses should be our responsibility also.

[rhombus]

If we are going to be diligent in participating in our health maintenance plan, being directly involved in the decrease of health costs/expenses should be our responsibility also.

You aren't getting an argument from me on personal responsibility. However, I also think we need to limit the litigation business enjoyed by so many. You aren't an attorney are you ;-)