…that immediately ups your insurance payment about $250 per month.
Unfortunately not! I've got a son, and boys are higher than girls, but I've heard from parents of girls, too, and their insurance went up about $200 per month.
We use Geico, and the kid also gets a good grade discount, plus a safe driving course discount.
Of course, he is insured to drive all three of our cars, but from what I could ascertain from the insurance rep, the cost would not be that much less if he were just insured on the car where he is listed the primary driver (a 1996 Subaru Outback wagon).
My son hasn't had an accident, but I spoke with some parents of a kid who had had a couple accidents, and their insurance for him was something like $3500/every six months.
Teenagers are expensive, LOL!!!