[ChefKeith]

What the hell is he doing?

He must own an insurance company.

[Deek]

He must own an insurance company.

The insurance companies are on our side on this one. Many (most?) uninsured drivers in Texas can't get insurance from their friendly insurance agent (due to tickets, DUI, etc.). These folks go into a "pool", that must be split up by the insurance companies. The "pool" is a loss-leader for the insurance companies.

If this effort is successful, the "uninsured pool" grows dramatically, at significant cost to the insurance companies. For once, big insurance is on the right side.