there are plenty of articles in the financial press about the debt loads of americans. its hardly a secret. those people I know, they are part of that statistic.
Yes, lots of people have lots of debt. Doesn't change the fact that household net worth is at an all time high. If you want to prove that people younger than baby boomers have a negative net worth, than prove it. Stop talking about people you know.
Put some facts on the table, for once.