Yeah, right. That's what they said about Y2K, also. So what happens? Run my credit card up to the limit, buy two Mercedes and a Hummer, and the financial databases DON'T crash!!!! I'm not falling for it again!
Haha!
You didn't do all that stuff. (did you?)
And to top it off.... it'll be harder to go bankrupt. There's no way Congress would've passed that reform if 2007 it's all over.