I know this may sound archaic, but I kinda prefer the "pay a significant, but not all consuming, chunk of your earnings for a place to live, pay it off in your early sixties and enjoy your 401k, pension, and whatever they can return to you from the SSI deduction stolen from you over 45-50 years, without having any housing expense" plan.
But I'm kinda of an old fashioned fuddy duddy.
Getting out of Dodge bump.
I am right there with you, but nowadays, the chance you will be able to live in a house long enough to pay it off is almost zero. I can't tell you the number of threads I have read where the labor-supply-siders tell us to just pick up and move if you need a better job or even 'a' job. Of course this is all in line with family values and having mom at home raising the kids!? No problem there's always EBAY, so I'm sure we'll all be living the free trade dream soon, paying on a house we can't afford.