I'm about to go an additional 400 grand in debt. I'll have a total debt load of 500,000 not including my future spouses investment debt of 400,000. By the end of the year our combined debt will be near 1 million dollars. But our equity gains on that debt is moving nearly 20%. In ten years we will owe on that debt nearly 500,000 with almoust 1.5 million in equity- and that is just off these investments. Debt is a mofos friend.