[stopem]

Exactly! I agree.

But I wonder what happens to people that are victims of identity theft? What if their credit is ruined because of someone else running up their bills and they can't file bankruptcy.

Anyone here think Frist is good presidential possibility?

[speekinout]

But I wonder what happens to people that are victims of identity theft? What if their credit is ruined because of someone else running up their bills and they can't file bankruptcy.

The most you are liable for is $50 if someone else used your credit card or identity. And most credit card companies and banks will waive even that. I've been there.

But trust me - the whole process is much easier if you have a record of paying your bills in full and on time.

[varon]

Anyone here think Frist is good presidential possibility?

He's probably as good as anyone else that hasn't accomplished anything of significance ;-)