"Whatever"? Suggest you outgrow Valley Girl mode.
Yes, you are incorrect. Go forth and research the proposal. Yours is exactly the same error the Washington Post made in its reporting for which the White House demanded and got a correction.
Nope. But I will not dig up the links tonight. The Washington Post suggested that there was no real vesting in the private accounts. There is in the Bush proposal. But the offset is as I described. There is no real free lunch available on this one Maggie. Deal with it.
By the way, I grew up in the Valley. It's amazing I have any literacy at all.