The Bush proposal, such as it is.
I am still not sure what the actual Bush proposition is, but I am a big proponent of personal accounts. Long term investing has always earned a higher rate of return than social security and the prospect of a pot of gold at the end will make people more risk-averse that would make people follow a less risky life-style. What I would really like to see is the end of social security, but that is not on the table. Short of that, this is the best proposition, in my opinion.