I don't "want your 'account'", since it doesn't exist.
Your 'reasoning' is circular, and is entirely based on the SS lie that has been sold to generations of Americans now without much refutation, unfortunately.
SS is welfare.
The sooner you realize it, the sooner you will drop the unreasonable assumption that your generation, the generation with most of the assets, has some proprietary right to make your grandkids live on macaroni and cheese dinners so you can further pump up your assets.
I have alreay stated my willingness to take a haircut so my kids won't get dinged (this is many years off even though I have contributed for 31 years.)
You, however, have decided the solution is to relieve me of benefits so that people without savings can get theirs. And I maintain your solution would be readily endorsed by Nancy Pelosi and Barney Frank--they can use that mechanism as they have used welfare. To buy votes from dumbasses.
Not a conservative solution IMO.
WHO SHOULD MAKE THE SACRIFICE TO SAVE THE SYSTEM?
1. PEOPLE THAT PAID A SMALL AMOUNT AND ARE RECEIVING FAR MORE THAN THEY PUT IN?
2. PEOPLE THAT ARE ALREADY PAYING A MUCH HIGHER FICA RATE AND WILL PAY FAR MORE INTO THE SYSTEM THAN THEY WILL EVER GET?
WHO SHOULD MAKE THE SACRIFICE TO SAVE THE SYSTEM?
1. THE AGE GROUP WITH THE LOWEST RATE OF POVERTY
2. THE AGE GROUP WITH A MUCH HIGHER RATE OF POVERTY?
It's economic bondage.
(Nice to see you posting on this subject with some fire and brimstone, EV!)