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To: investigateworld
Experience no, not really. Analysis to offer, sure. I think they are mostly flippers. They explain tricks of low equity high leverage speculation. They leave it to those who try it to discover that the bank is the one that gets screwed if it doesn't work.

The basic idea is to bet somebody else's money. Pick a hot market where prices are going up and chase them. Get as close to nothing invested as possible through high LTV mortgages, stoked by mortgage insurance if necessary. Sell in a year if the price went up. Rents are just partially covering debt service.

If the price doesn't go up you have a huge mortgage liability to service and nothing much to show for it. Default. Give the house to the bank. Let it be the one to sell it at a loss. Not very honest, and won't do wonders for your credit rating. I don't doubt that a few operators get several "hits" in a row and make money, though.

36 posted on 03/05/2005 10:35:58 AM PST by JasonC
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To: JasonC

(PS so do people who play craps...)


37 posted on 03/05/2005 10:37:57 AM PST by JasonC
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