[Bigun]

Instead they take the money they don't need to survive, and invest it in ways to make more money without working for it.

You left out a KEY part of the scenario! IMHO it should read as follows:

Instead they take the money they don't need to survive, and invest it in ways to make more money without working for it and in the process, create ENDLESS opportunities for those not yet wealthy to begin the process of getting there.

[Age of Reason]

and in the process, create ENDLESS opportunities for those not yet wealthy to begin the process of getting there.

LOL

What wud de po slaves do wif no massa an' no plantashun?