[eeeee_pluribus_unum]

Please, please, please, redo your W-4. Divide your Federal tax bill for last year by 12 (or 26 if you are paid biweekly.) That should be about what you owe each month. Whether it's the deduction for kids or the mortgage interest or whatever it is probably going to be about the same this year as last. Don't try to use the Personal Allowances Worksheet on the W-4 - It just doesn't do the job. Simply put in your correct amount on line 6. Trust me, $200 more a month in your pocket will feel good - right now!

[Salgak]

I usually do. But I changed jobs in October, and ran up some TRULY hideous amounts of unexpected overtime, not just time-and-a-half, but about 2 weeks' worth of double-time and 4 days' worth of TRIPLE time. . .