For starters, Felos was quoted this week that there was about $60,000 left in her trust fund. That's not "nothing". It would sure buy a few nice things around my house, that's for sure.
The insurance. OK, Here's what I know. Terri used to work for Prudential Life Insurance as a clerk at the time of her collapse. Most companies have insurance policies for medical, and I can only imagine that a company that SELLS life insurance probably offers it to their employees at a reduced rate. One of those lovely perks. I'm going to say that chances are greater that there was at least one life insurance policy through Prudential on Terri. That's common sense.
Next, Michael and Jodi have an insurance company that they run out of their home, at least they did. Whether or not it's still in operation is an unknown. The name of the company is Jerger & Centonze (Jodi's name) Insurance Company. Jodi used to work for the Jergers at their business before they split it up into several groups. Michael is listed as a director on the company form which is listed with the State of Florida. Interesting note: the company name is misspelled when you try to look it up, which would make it harder to audit. *Insurance* is misspelled as *insurnace*. IMHO, I think it would be very likely that Michael would have legally bought Terri a life-insurance policy through Jodi's company. He's Terri's husband, and even though he's living with Jodi (and fathered two children with her), he's not married to her. To say that he wouldn't have bought a policy would be ridiculous. I mean who could resist a deal like that? JMHO.
Here is a link to that information:
http://www.sunbiz.org/scripts/cordet.exe?a1=DETFIL&n1=P01000004292&n2=OFFFWD&n3=0002&n4=P&r1=333372&r2=&r3=&r4=&r5=&r6=0005&r7=SCHIAVOMARJORY&r8=P
Bee-u-tee-full!!!