it should be the (adult) individual's choice to make
It is the individual's choice to make... if you're willing to break the law and drive without a seat belt, go right ahead. I hope you don't get in an accident...
How about skydiving, bungie-jumping, spelunking, scuba diving....
As long as they're done on private property, I don't think the state can really do much to enforce laws on those. Of course, the FAA could regulate skydiving if it wanted to...
B.S.!
You think someone who can afford a $20,000 Harley isn't going to carry medical and disability insurance? Get a life.
It turns out that motorcycle drivers tend to be better insured than most car drivers. I read the Harborview study ("The Public Cost of Motorcycle Trauma) and found the math to be seriously flawed. Not to mention the fact that all injury costs were included and helmet status of the injured parties was not determined. It was assumed that if someone was in the trauma center they were not wearing a helmet.
Quiz time! What is the most frequently broken bone in motorcycle accidents?