[lewislynn]

Now I'm even further confused.

It's only because you're intentionally being misled with phony rates, which part of the purchase is actually taxed and you haven't heard the half of it...

Wait till you learn that the (phony) 23% rate is only the teaser for the first year. After the first year the bureaucrats at Social Security would "determine the rates" based on your reported earnings(yes reported earnings) for SS purposes....

It doesn't stop there

[Gabz]

The posters on this thread I have been paying attention to have never misled me on this or any other topic, so I place a high level of acceptance on what they have said to me.

You, on the other hand, have intentionally mislead others on other topics, and lead me to be sceptical of what you have to say.

Please give me good reason to believe you are not trying to do so here. Please do it in terms the average person can understand..........I pay my accountant enough, I don't wish to have to pay her to explain anything more to me.