Ok - DONE - you've got a convert.
I know there are others on this thread I should include in my pinging, but I'm not very good with names.
So to you all....I wish to take this opportunity to thank you for taking the time to explain this to me in concise and easily understandable layman's terms. You have all had the patience of saints with me today and I truly appreciate it.
Congratulations and welcome aboard.
If you ever experience doubts due to a question or an answer that just doesn't sit right with you -- ask.
I've been involved now for almost a year and I still have questions. If you can't find the answers to any of your questions on your own there is help at the National site
www.fairtax.org
or the PA site
www.pafairtax.org
ancient_ geezer has probably the best links in his posts. He's my go to guy when I need info. Anyway, we're here to help.