[xrp]

So why didn't he work for 3 more years to get the full SS payment?

He's a lazyass.

[budman_2001]

He's a lazyass

Perhaps, but check this article that was printed in Money Magazine a few months ago:

WHEN TO TAKE SOCIAL SECURITY

Let's say that in January you'll turn 62 (the age at which every worker who qualifies for Social Security is entitled to begin taking benefits), and that you will qualify for $13,500 a year immediately or $18,000 if you wait until your full retirement age of 66. (Both amounts are in 2005 dollars and would be adjusted each subsequent year for inflation.)

Given those figures, you'll have pocketed $54,000 by the time you reach your 66th birthday. Holding off until 66 will boost your payments by $4,500 a year, but it would take 12 years of those bigger payments for you to break even.

[GVnana]

So why didn't he work for 3 more years to get the full SS payment?
He's a lazyass.

Probably followed the now honored tradition of screwing the system for a disability retirement.