Interesting you should mention that. My cousin married a Mexican guy in August of 2003. A few weeks ago, my cousin and her Mexican husband tried to get car insurance from the local insurance guy (the kind of insurance agent everybody knows and does business with, ya know)....
Well, he didn't sell the car insurance policy to my cousin's Mexican husband for some reason. I don't know any of the details, but I heard that because Mexican drivers where I live are notorious for driving with no license, no insurance, drunk, and with 18 people in the car might have had something to do with it.
By the way, I live in semi-rural southern Virginia.
Sounds like the car my Dad t-boned a few years ago in rural Colorado. Seems the other guys decided to hang a U on the highway late at night without their lights on to go back and surprise a friend who was following them. It was my poor Dad who got the surprise and a smushed front end. Luckily he had good brakes but he still has dreams of the scared faces looking at him as he was bearing down on them. Amazingly, everyone got away with minor injuries including the girl perched on the gear shift who went into premature labor.
I don't agree with singling out people just because they have Mexican heritage. You can use other criteria like credit rating, driving record, arrests, employment, etc. to screen out the dirtbags, whatever their descent. I know plenty of Hispanic people who deserve insurance much more than a lot of Mayflower-derived scum. (A couple of my relatives come to mind in the latter category.)
I've seen that here in the Chicago area. Ahem.