So9
BTW: it seems like there has been quite a lack of articles in the US media on Chile's successful privatized pension system.
And all we have have to deal with are millions of financially illiterate Americans, and hundreds of crooked politicians.
Cross the Andes, and see how privatization worked out over there. The increased debt helped push Argentina over the brink.
Not saying that personal accounts are wrong, but you have to balance good and bad.