[maro]

You don't get it. There's a difference between a legitimate business and a Ponzi scheme. A Ponzi scheme is doomed to failure because the ONLY source of repayment is recruiting more investors. A bank's source of profit is the spread between interest paid to depositors and interest received from borrowers. If you think that there's no difference, you would be indifferent between a nice $10,000 balance at your local bank and $10,000 given to pyramid scheme.

[uncbob]

You don't get it. There's a difference between a legitimate business and a Ponzi scheme. A Ponzi scheme is doomed to failure because the ONLY source of repayment is recruiting more investors. A bank's source of profit is the spread between interest paid to depositors and interest received from borrowers. If you think that there's no difference, you would be indifferent between a nice $10,000 balance at your local bank and $10,000 given to pyramid scheme.

I do get you don't get it

The stock market and the banks are both based on more putting in then taking out

Got your retirement in stocks

Guess what all you have is a piece of paper that says you own part of the company
Try and live on those dividends when they ain't selling that mich cause the old geezers are NOT big consumers and then guess what try selling that stock for $$$ and see what happens as tons of other geezers are trying to unload for $$$ . Hint there aren't enough buyers around and the ones that want to buy will do so at greatly reduced prices

Give you another hint that bank doesn't have your $10000 . They have a bare minimum on hand the rest is LOANED out . That works OK as long as there isn't a bunch of retirees wanting their $$$ money to eat BUT as the population ages and is retiring they are going to want that $$$ and when there is too many wanting and not enough putting in GUESS WHAT