Along with winds, hurricanes often produce lightning. My home in CA was hit by lightning once. It destroyed every piece of electronic stuff in the house. Everything was fried. TV's, Microwaves, Computers, Radios...everything.
Methinks some of this damage was lightning-related, thus legitimate.
In my area about 3:00 P.M. every afternoon from mid June till the end of October.
Not legitimate, that is what my home owners Insurance is for.