My Acura is a little bit of work, because I have to put a floor jack under it to make clearance. My Explorer, you just wheel under on your creeper.
My wife's Benz...uses synthetic oil (eight quarts) and costs about $100 at the dealer. They recommend use of a topsider to change the oil, and the filter is on top of the motor. I can change it in five minutes, without having to get under the car, for about $40.
It's one of the few things I like about the car.
I have found that if I park my car so that the front wheels are just at the end of the inclined portion of the driveway, there's plenty of ground clearance to drain the oil and change the filter. (The driveway has an upward incline until about 3 feet from the garage where it's level)