Nope, she's not there yet. She still has the checks coming in, she still has granny, and she still sleeps with Jimmy on occasion.
The checks will stop, granny will be less help, and Jimmy will be gone. And how many kids will she have at that point?
She's headed for homeless and her kids in foster care.
I don't think we can stop this kind of behavior until we get really draconian - no help for single mothers at all. If they can't afford the child, give it up for adoption.
Nothing draconian about it. In fact, it is draconian for society if we let this crap continue. And the state should be the one on Jimmy's ass to provide support.