[lepton]

the first thing I would do is pay off the few bills I have, write checks to my daughter, sister and a few friends then set up an investment portfolio.

Deliver the touch in a planned manner, early on. I'd think that'd make it easier to say "no" later.

Giving money to people isn't always helping.

[R. Scott]

Giving money to people isn't always helping.

Some of the people I know that would have a hand out would not be helped with money. They’d probably OD or drink themselves to death.