Advise your husband to look at the list of organizations that United Way supports. He might be shocked.
When I worked, I gave to the United Way via payroll deduction until I got this list, and even though there is a provision to designate certain organizations that you, the donor, wish to have your money go to, it was a mixed picture. Some got those funds, some didn't.
You would be better offf doing what you're doing: giving directly to worthy causes.
I would love to get a copy of "the list". Know where I can get one?